i agree that a new purchase at 75% equity will typically not have significant cash flow and may even be negative when properly allocating for all expenses.Investing to max equity without reserves is risky and you indicate would result in stress.  

Do you get a lot of leads on Furnished Finder?

So the lead gen from Bigger Pockets and other places where one can publish their real estate content is going to get flooded with more looky loos and tire kickers, whereas before there were so many ultra aggressive investors one would probably not notice the looky loos and tire kickers as much because they were easier to ignore.

Changes to local landlord/tenant laws and new situations involving tenants lead to these annual updates.

Make a plan that eventually leads to owning property that throws off cash after you purchase it.

you're going to be INvesting for the first few years... rental income from the property isn't going to start paying back what you spend in closing costs, rent ready costs, stabilization costs, down payment, etc. for several years at a minimum.hope this helps - not trying to be negative, just realistic. 

AI is already impacting lead management in a huge way.

I'm not understanding the purpose of wanting to refi.As for the phone calls, look up trigger leads and how to opt out.

You can learn to do this independently or get a rockstar REALTOR to lead the way.

You're likely cashflow negative for the first few years.