I suspect your going to be fine at the end of the day..  

You want to fine tune what the answer to this is because too many people start thinking the road to financial and time freedom is a lot shorter than it is.Find some local real estate investor meetups and talk to other investors and learn about their path while you find yours.

It's just branches, only $5 over here in AZ.....The fine will be more....I think you're tripping  over dollars to save pennies.....

That doesn't include legal fees and fines either. 

They will say you didn't read the fine print even you tell them that you have no loan contract in your possession.

The market is competitive but if you deliver a consistent quality, in demand product at a good value you will do fine. 

Private money may cost you more in the end, but as long as you know the terms and are fine with it.  

After a brief wait, the inspector said it was fine if the tenant wasn’t home and didn’t need to see the indoor unit.

Some great local insight @Lance Turner I have a rental home with an ADU in the back and it has rented just fine.

Property Management Company we work with right now to manage is fine with regular rental but I am having hard time working with them on student rental where some of the regular renting rules don't generally apply.