@Adam Schneider that’s a lot to digest.

In our area there are A LOT of tract housing with gated and HOA communities.

The programs have income limits by census tract for this reason, to encourage the program's use in underserved communities.

I have a unique situation i have never come across before and want to know if anyone on BP has come across a similar one. I have a church as one of my clients and they have a small duplex on the property. Previously, ...

Hello Everyone, I am new to the REI world so I am trying to digest all the content I can from BP and a number of books.

We are looking for a software that can tract payments (principle/interest).

Says this in Bylaws:"In the event any Subdivision Plat, Tract Declaration, deed restriction or thisDeclaration permits the Board to determine whether or not Owners of certain Lots or Parcels will be responsible for maintenance of certain Common Area or public right-of-way areas, the Board shall have the sole discretion to determine whether or not it would be in the best interest of the Owners and/or Occupants, for the Association or an individual Owner to be responsible for such maintenance, considering cost, uniformity of appearance, location and other factors deemed relevant by the Board.

I don't know Illinois, but in the areas I typically do business (Oakland, Bay Area in general, SoCal, LA and San Diego) the answer so far has been "no" in 100% of cases where I checked.Here's the lookup tool: https://sf.freddiemac.com/working-with-us/affordable-lending/home-possible-eligibility-mapI picked a random Chicago census tract and it's $69,920 per year (inclusive of coborrower income if you try to go that route, which you pragmatically wouldn't have been able to even prior to July 2019).

It seems to me like most hosts on Hipcamp have either farms or live on large tracts of land and they did not purchase the property with the intent of renting out camping spots.

It was a new build in a tract neighborhood.