Smart thinking @Anibal Mijangos! 

From then on, we just set minimum temperature of the HVAC at 68 degrees via the smart thermostat.

Good, smart investments are always available. 

Look, your smart, you laid out how you can sort your way through all these things and put together the pieces to get things done.

This cpa/real estate podcast has quite a bit of info on all the STR tax components https://podcasts.apple.com/us/podcast/tax-smart-real-estate-...

However, with mortgage rates where they are, it might be worth waiting for them to drop a bit to refinance and pull out equity at a better rate.For your second question, improving your current property to maximize its value before a refinance or HELOC is a smart move.

House hacking in any of these markets can be a smart way to start with lower upfront costs and transition smoothly into a rental strategy.Given your options with a VA loan or investment loan, starting by living in the property can help you maximize leverage and build equity.

It's smart to have a formal lease agreement with your friends to keep everything clear and professional.

If you’re thinking about growing your real estate investments, starting an LLC early on could be a smart move.Let me know if you'd like to talk about financing options for your first property!

You'd be smart to send her a direct message.