I've DM'ed or talked to on the phone at least 20 California investors.

I can always get someone on the phone or a quick email response back to my questions. 

you can go to your insurance claims agent (the claims person that you talked to on the phone and has probably sent you 10 emails)  you need to file an addendum to your claim as you need more money from your policy to repair the property. 

Systematically follow up via phone, text, email, social media engagement, in-person, etc.

@Christle Stezskal the people answering the phone may not be in the know.

And since you control the phone number, if you need to change people its easy to simply change the login without having to issue new instructions to the tenants.

Reireply only accepts 1 phone number per lead.

The exception is a reverse mortgage which have breach terms that include death of last debtor on title or a surviving spouse.From a practical standpoint, mortgage lenders and their loan servicers are not looking for a reason to accelerate (call loan all due) but may be triggered by poor admin practices of sub-2 buyer.

I'd suggest picking up the phone or stopping by the local code enforcement office.

Yet, I received terms 2 weeks ago, and CTC this week.Rate: 8.125%Processing Fee: $995Closing Fee: $1,360Origination Fee: 2.650% Admin Processing Fee: $995Is this bad considering it's a small cash out: ~60k?