@William BohanVariety:  BDC's, MLP's, various closed end funds holding credit/debt instruments and/or MLP's. 

I have refinanced those to 85% loan to value with a credit union and got over 10% back out which was about 200K. 

But, they have ZERO liability for the performance of that tenant.Second, 97%+ have no idea on how to screen a tenant, other than income = 3x rent and a credit score.

Purchase price: $145,000 I am the managing and credit partner on this investment.

I believe Airbnb and Vrbo dont do credit checks is this right?

I am actually starting a Reverse Trolling Coaching Coaching program, and I am just Reverse Reverse Reverse Trolling right now.We need to loop in the SEO expert on this so we both get fair cracks on the Internet.

It will co-exist with other "new" payment methods such as google pay, apple pay and credit card etc, because the target customers are different.

Quote from @NA Hirsch: What service do you recommend for doing a soft pull on a potential borrower's credit?

I am unconvinced that the new administration will meaningfully address the deficit and US credit will continue to erode gradually, contributing to rising rates.

You may not collect anything, but it will sit on his credit report and prevent him from getting a car loan, home loan, or scamming another landlord.