Financial Highlights•Acquisition Price: $72,000•Renovation Costs: $35,600•Total Investment: $107,600•Funds: raised from personal savings and private lender How did you add value to the deal?

You are an unlicensed financial advisor.  

If you got diddly-squat for financial capacity, there is a lot of risk of something going bad during operation of the property.

I was able to become financially independent in 2 years with two properties.

That's why your having difficulty getting any valuation from a bank.

(Due to some financial issues with him in the past, I'm not willing to cosign for him)  Would a rental agreement with the roommates suffice? 

My end game is to show you a path to financial independence, whether that be at 45 yrs old or 70 yr old.  

I’d love to learn from all of you, connect with like-minded people, and eventually achieve financial freedom together! 

I am a newbie in this realm and looking forward to learning all I can in this endeavor of becoming financially independent.

Retain a cash reserve to cover vacancies or downturns, and align with your long-term goals by consulting a financial advisor.