Use this to your advantage to find properties that meet your needs and negotiate favorable terms.Consider Cash Offers: While cash transactions are down, they still make up a strong segment of the market.

Take advantage of this to find properties that meet your specific needs and negotiate favorable terms.Consider Cash Offers: While cash transactions are down, they still represent a strong segment of the market.

The reason I am writing you is because I had the same question of whether there was a "catch" when I first "discovered" Albany's favorable cap rates and relatively low prices as compared to NYC (I live in Brooklyn and grew up in Jamaica, Queens).

I've heard that the down payment percentages for investment properties can be higher compared to primary residences.Specifically, I'm looking for insights on:The typical down payment percentages required by conventional lenders for investment properties.Any differences in requirements for single-family homes versus multi-unit properties.Experiences with different lenders and any recommendations for those offering favorable terms for investment properties.Any tips for negotiating better terms or finding lenders with more flexible down payment options.For context, this will be my second property, and I have a good credit score and a stable income.

As you pointed out those terms would need to be favorable to them.Could you please go into the owner financing approach?

Limited new supply additions suggest that existing properties may continue to enjoy favorable market conditions.5.

Lastly, it could be that the bank is going to portfolio your loan at below-market pricing because they want the entire banking relationship (deposits, transaction processing, consumer lending, etc) or simply want the risk (yield).Lots of local and regional banks have been retaining loans at really aggressive pricing recently as the current environment makes this favorable for them.

That means a higher rate and less favorable terms. 

If you’re in this for the long term you’ll need to make the odds favor you, not hope that things will be ok.

It’s clear what politics are in favor of rent control and how that’s going for them.