Even still, I was denied due to not meeting the square footage minimum with the lots.  

Buying/redeeming gift cards for ones self and claiming it is abusing it and you are taking a risk by doing so if you get audited and fail to produce proof.

It sounds like a pattern of behavior, and the landlord/PM is abusing pet owners to cover their carpet costs. 

I’ve had the deed (eg not just the tax lien) and possession for over 3 years and was denied title insurance when trying to sell it because I haven’t filed a quiet title yet.

The house was denied wind insurance from the current insurer due to the condition of the roof.

I have no idea what the arrangement was, I just knew she was leaving an abusive relationship and needed a place to stay. 

The instructors I follow generally advise you to ask the seller who has just denied your offer to invite them to counter.

The large Property Management Companies here are pretty abusive to students so people really like renting from us.Any advice on the online lease would be much appreciated!

But there's just no denying that it has gotten better over the years. 

My concerns are as follows:1) Insurance claim will take a bunch of time and they will deny it since they do not know the origin, when it occurred, etc. 2) In their review process, they will determine an 'overkill' level of damage that I will need to repair, and then deny the claim anyways for whatever reason.