@Tony Gutierrez Usually the town record is not an accurate representation of what a property is worth.

I plan on renting to Section 8 tenants, and actually, find the allowance for heat for Section 8 to be pretty accurate for the "normal" building. 

If you don't accurately budget for these phantom expenses, you could be thinking your getting a cash flowing asset but in reality, you are getting a property that cost you money each month due to  these unaccounted for phantom expenses. 

I have never used Rentcast and do not know how accurate it is.  

Assuming the data is accurate, it could give you a leg up, but the counter is that prices in those areas are higher.  

On the other hand, if I do go through insurance, they might find reasons not to pay out, resulting in another zero-dollar claim.Do you have any recommendations for where to find a reliable, trustworthy, transparent, and accurate insurance company or agent?

@V.G Jason 40% of the agents in the whole industry is active, only 20% of the agents closed deals in the last 3 months. 0.005% is an accurate figure for builder agents

How accurate is Zillow and what is the basis for them to determine the house price.

If the software is not simplifying your life or making you more accurate, you shouldn't use it.

It isn't truly accurate but it is a start.3.