The dwelling reconstruction costs, the fire rating or how far you are from a fire hydrant and responding paid station are some of the biggest factors that help determine premium.

@Emilio Ramirez I reconstructed an addition that was built with no foundation.

@Justin Sheley what is your strategy after the 12 months zero interest period, are you gonna renew your membership and ask F&G to reconstruct your credits?

It's not just free education or scammy MLM pyramid as some of you like to label - so you'd go to a surgeon who learned surgery for free?

Through marriage I hang out with a lot of doctors and surgeons.  

Out of the remaining 8:  2 didn't pay or communicate, 2 are on furlough and paid half,  3 paid in full and 1 unit is in the middle of reconstruction from a fire.   

If you have TIE, time, interest, and energy, self-managing is the way to go.Our clients already have jobs - surgeons, attorneys, executives - that don’t have time nor interest in another job.  

I taught myself Spanish, I already know the construction crews in the area, the realtors, the communities, the land, I have someone managing the property, I have a maintenance crew… I already did an incredible amount of the work involved in finding a deal and turning it around through reconstruction and proper management.

You need to validate and reconstruct it.  

Hartford, typically- is a time intensive, managerial headache. lets just say that the reconstruction of everything went nearly perfect.( Which if your first decision is to skip the professional planning process. seems highly unlikely. ) Anyways lets table this thought for a moment.