You paid 1% origination, closing, legal etc, and 4.5% interest.  

@Devin Peterson Definitely always down to network.

To legalize a curb cut in NYC, your first step is to hire a licensed architect or engineer.

I am not saying it cannot be done but it might be difficult and is definitely more risky.

IS this possible to do legally?

The below is not legal advice and you should hire a lawyer with past subject to experience. 

Most of the PM work is done on the first 3 months of the management, then we can recoup our expenses. 2. this Is legally required.

its most unfortunate that you had to go through this deception and theft from someone who is considered a professional in this business. we definitely appreciate you putting the warning out about this character. as hard as it is to find a reliable experienced contractor nowadays its even harder to find one that's not a crook and a liar and that's truly pathetic.   

@Wale Lawal This is great advice, and I’ll definitely take it to heart.

But the only way to have a definitive answer and avoid "likely" and "possibly" is to analyze your plan with your own CPA and find ways to boost your hours.