Since I'm the only insured on my policy, the way I interpret this all is that as long as any transmissions in my rental properties don't originate from me, then any related lawsuits are *probably* covered so long as no one was intentionally infecting anyone.

Are you aware of how many viruses must enter your body to infect you?

They may drive automobiles that cost more than mine, they may take better and more-frequent vacations than I do, and they spend more on clothes, their personal homes, and such than I do. 

The black community (along with all other ethnic communities) is not immune to the ill-affects of the family breakdown.

No body is immune from this junk. 

If the tenants haven't already carried out the infected mattresses and boxsprings through the halls unbagged (likely spreading the infestation), get them duct tape and mattress bags from uhaul and tell them to put the mattresses in the bags AND DUCTTAPE BEFORE they drag them out.

But I think it would be downright idiotic to assume that, uniquely among all professions, they will be immune from disruptive change brought on by technology.And the notions that a real estate agent is in any meaningful way analogous to an attorney is just silly.

We've bought a couple of automobiles off eBay with success, but never r/e.

this thought that rentals are immune and if economy gets tough rentals will be stronger I don't buy that that's not what happened as I stated in many markets from 08 to 2011.I had clients load up on 4 plexs for 350k each in PHX market in 04 ish.. they would buy 2 to 4 of them each by 09 those same units were 100% vacant and trashed and stayed that way for a while and those investor walked got their credit trashed for a decade and lost their downpayments.. those 4 plexs were trading in 2010 for under 100k each.I bid on 120 brand new sfr s for 100k a door in 2009 in Fort Meyers area.. bank liquidating a builder.. darn near took it down.. those houses buy 2011 went on the steps for 30 to 40k each..

We target our rentals for families looking for their own space in a detached SFH, this has kept us mostly immune from MF rent influence.