Involvement with people in different disciplines in RE.

But, using an independent agent will give you the flexibility to examine more than one carrier, so if you are a multi-disciplined investor a different company may have a better product for the various avenues of your investing.When it comes to contractors, unless they are under your employment directly, you should have no need to insure them.  

Discipline and longevity of investing is the key to this real estate game.

I enjoy working out and dieting as it tests ones discipline, self control and teaches one to work hard and to be patient in order to see results, which I feel has been a priceless attribute acquired and will transfer over to my real estate endeavours.My Experience With Real Estate (or lack-thereof)I have no real experience thus far except for everything that I've read, heard and watched.

If you are disciplined enough to pay them once per year you can use the money to make more instead of giving it to the government to invest/hold until April.  

I think it's possible, but it's probably the exception, not the rule.The discipline someone learns from trading time for money (i.e. work), living below their means, and then investing that money is priceless.

I am quite disciplined so I'm sure online won't be a problem for me.  

It does take discipline to not over-leverage and ensure you aren't getting in over your head.  

The bank wants to know you had the discipline to save the money and have "Skin in the game."

R.C. 4735.18(A) (34) provides that discipline may be imposed on a licensed real estate broker or salesperson for authorizing or permitting a person to act as an agent in the capacity of a broker or salesperson who was not then licensed as a real estate broker or salesperson.