Joshua,Thank you for this crash course. 100% ii was using PITI as i do with my single families, i will adjust and look at that.

Both programs are document intensive, but if you have a team that understands the programs and requirements, if executed properly those loan programs are amazing!

Adjust rates seasonally and consider offering discounts for longer stays.Guest Communication: Clear and prompt communication is key to positive reviews.

I wanted to fill the 'educational' void after studying intensely for months to pass these exams.

In my experience, the insurance adjuster is the one who identifies damage and determines what needs to be repaired/replaced, then the roofer is hired to complete that work.

Maybe reaching out, posting it on social media, price adjustment etc

Many lenders want to see insurance in place as part of their "underwriting"Are all hard money lenders participating in this chicken vs egg challenge or are there some that use common sense and have adjusted their practices to accommodate the various laws throughout the nation?

Youll need to adjust to the new reality.

The process can be more intensive than you think. 

@Andrea LaufferShort term rentals may provide more cash flow per unit, but are much more management intensive.