If enacted, these changes would bolster real estate valuations and enhance returns for investors.How Real Estate Outperforms Under Different ScenariosIf Interest Rates Rise (Higher Inflation):Treasuries: Medium- to long-term bonds lose value, potentially resulting in negative returns.Real Estate: Higher inflation leads to rent growth, boosting net operating income (NOI) and offsetting the impact of higher borrowing costs.If Interest Rates Fall (Cooling Economy):Treasuries: Bonds appreciate in value, improving returns.Real Estate: Lower rates drive cap rate compression, significantly increasing property valuations and returns for investors.Conclusion: Asymmetric Risk-Reward in Real EstateWhile Treasuries offer a safe haven, they also come with limited upside and potential interest rate risks for medium- to long-term maturities.

If it wasn't housing, food, or transportation, I didn't spend money on it. 

SubTo is a different strategy. 

My recommendation would be different if you were a high-income earner or if you wanted steady equity growth.

I decided to re-list with different wording.

This book introduced me to financial concepts and made me look at money and investing in a completely different way.

How long it takes to be financially ready is different for everyone.

The main differences (besides rates/underwriting guidelines) is what you can include in your renovation costs.

There's also a calculator on my website that will help you navigate different scenarios.

It's how I've maintained a perfect bond rating and managed my business with the CSLB>I've read many of your posts and am aware that you feel that you can decide when you want a permit or not  I would word it differently.