@Jeremy HusonGoogle these: Alpha Funding Corp Anchor Loans Angel Oak Home Loans Ark Home Loans Canyon Investments Level Up Capital Castle Commercial Capital Expand Capital Group Fidelity Residential Funk Financial & Consulting Green Block Inc Homelife International Mortgage KAM Legacy Kiavi Moneyboots Capital Lynk Capital Mbanc Next Bridge Funding RCD Capital RCN Capital Temple View Capital Funding The Hard Money Co Zinc Financial Citadel/Acra Everest/Griffin Funding Finance of America Commercial Lima One Capital CIVIC CoreVest Finance Shiloh Investors (broker) Corelant Constructed Loans Cogo Capital

These provide stability and regular income, which can be crucial in retirement.Cash: 5-10%Keep some liquid assets for emergencies and short-term needs.Consider these additional points:Diversification: Spread your investments across different sectors and geographic regions to reduce risk.Tax efficiency: Consider the tax implications of your investment strategy, especially with your high net worth.Regular rebalancing: Adjust your portfolio periodically to maintain your desired asset allocation.Professional advice: Given your high net worth, it's advisable to consult with a financial advisor who can provide personalized recommendations based on your specific situation and goals.Risk management: Consider your risk tolerance and adjust the allocation accordingly.

I've done an excellent job at meticulously tracking everything, so I feel comfortable with the "monitor closely to see what a stable asset looks like" strategy.

Who else should I consult?

I agree with Michael, I would consult a CPA for this, preferably one with RE/STR experience.

I'm currently a Consulting Engineer for a IT company.

Consulting with a real estate attorney or CPA is recommended.Good luck!

Or offering personalized consulting, deal analysis, or portfolio review for an additional fee (as others are doing today).Your comment makes me wonder if we have a "chicken and egg" problem in the note-investing market.

Consult a Professional: It’s always a good idea to consult with a real estate attorney or CPA to help you determine what’s best for your specific situation.If you need help navigating financing for your hard money loan or refinancing later, feel free to reach out→ I'd be happy to assist!

From what I can tell, FTF did a poor job of monitoring the progress of the project and released funds to the developer when they shouldn't have.