But there is other ways, and infinite return model as I detailed is one but often too complex for most to comprehend the various moving parts and math to it all. 

All of those are "part of doing business". 3 years, 7 Airbnbs and hundreds of guests later I'm still a proud host and a big fan of the mid-term / short-term model!

We intend to continue with the same business model. 

Or do they use the virtual banking model like Baselane and Quickbooks Money, etc?

I believe both BRRRR and private money have their place in my particular area and business model.  

Knowing a little bit about John and his model there in SC he is one I have no doubt could learn the escrow process..and may already understand how to do his own..

So we will go from a record low unemployment rate of 3.8% to a probably never seen before high.We always say housing is a basic need and therefore we will always have a viable business model.

Honomobo offers very limited customizations of their products which consisted of models numbered 2 through 5, which corresponded to the number of 40x8x9.5 shipping containers that they used.

Basically if you're in the upper credit tier it's not too difficult, and no sense in paying someone to do it.Regarding the company, I've been following the misc posts for a while, everyone does say starting out it uses your personal credit to start, then they open business lines.Personally for RE, I don't see it as a great model. 

Focus on building a business model that outlines your value proposition, target market, revenue, cost structure, and key activities/timeline.