Quote from @Alice Yang: Could you please provide recommendations for states or cities that offer favorable opportunities for investing in multi-family and apartment properties?

Efficient negotiations secured the property for $200,000 under favorable terms.

Thanks,BradyHi Brady,It sounds like a great opportunity to assume your sister's mortgage given the favorable rate and the rental potential.

Primarily when downsizing they question your occupancy intent (Claiming primary residence on a fixer upper for favorable LTV terms, with intent to convert to an investment in the short term) but everything can be worked out with proper documentation.

Petersburg, in particular, has a favorable rental market for single-family homes.Clearwater: Close to Tampa, Clearwater has a strong rental market with attractive cash flow potential.

The seller, who happened to be a developer, agreed to leave some funds as equity in the deal, providing us with favorable terms.

It seemed to always favor the investor way to much just my opinion . 

You can also usually get a conventional loan with more favorable terms if you are living in the unit for at least a year. 

Is it a good idea to favor one or the other, or incorporate a little bit of both into a single mailer?

After doing the math, it looks like claiming section 168k now if only allowed against federal might be more favorable than reclassification.