It does take 1-2 weeks to accomplish, so does require some effort and monitoring on your part, but sounds like you are a diligent self-money manager, so should be easy for you to accomplish. 

Going to try out PayRange, the Shine Pay is slightly more expensive and the one quote about the 20 units appears to be from shinepay as it is the only qoute they ever made... not sure which is better but both look like good options

Since you’re building from the ground up, a hard money loan can be a great option because traditional banks tend to be slow and have stricter requirements for new construction.

They’re too expensive and frankly create delusion. 

The lender had their own unique requirements. 

I have all the income and expenses.

Or is he requiring a down payment?  

Virtually all 5+ units in Reno where the buyer is using bank financing will require 50+% down.

Lee and his staff helped make arrangements for her and have helped her complete the course requirements. 

They aren't required to belong.