Additionally, wages sent directly to a church are not considered charitable contributions—to qualify for a deduction, the employee must receive the income first, pay taxes on it, and then donate to a qualified 501(c)(3) organization while itemizing deductions.The IRS closely scrutinizes arrangements that appear to shift tax liability, and if deemed an attempt to avoid taxation, both the employer and worker could face serious legal consequences.

., 10-year interest-only options), and non-recourse structures.Competitive Rates: Recent transactions show rates ranging from 2.69% to 4.65% depending on LTV (55%–80%) and property type.Lender Specialization: Some lenders excel in specific areas:Greystone and Walker & Dunlop lead in Fannie/Freddie volume and large-scale refinancing.Arbor Realty Trust is praised for smaller-balance loans and flexibility.CREFCOA offers streamlined refinancing with 45–60 day closings and cash-out up to 80% LTV.HUD 223(f) loans provide 35-year fixed terms, ideal for stabilized properties.Questions for the Community:Have you worked with lenders like Greystone, Arbor, or Freddie Mac?

I'd love to connect and support you as you start on your journey. 

And I'll send you a connection!

Agents can close more deals, sell more units, and earn bigger commissions, all without large-lot requirements or rezoning hurdles.

I am looking to connect with local (to myself) investors who have made the leap out of state. 

Seems there wouldn't be that much equity to be paid out after closing costs.Thanks for the insight!

I have another townhome under contract closing at the beginning of march and now I’m worried that people aren’t renting. 

Pref Equity would be an option but it takes reviewing some deeper information. happy to connect.

And I'd acknowledge they're riding the line of what is and what is not acting as a real estate without a license (and doing net sales which are illegal for agents).I think the argument doesn't work because even if you banned wholesaling, people could still do simultaneously closings, which are just about the same, just a little more expensive.