I qualify for the loan with my income alone without her being apart of the process and to me didn’t seem necessary and wrote a letter of explanation stating that. 

There was no communication and explanation what was happening and why, but simply asking for access to the properties for appraisal. 

Lot rent is $150, but it is a disjointed explanation.

Easy as that and no details/explanations necessary.

Cashflow always seems to get left out of the Brrrr explanations. 

And the explanation of the mortgage broker was something I definitely needed. 

I looked it up on Google but still like to hear your explanation.

Awesome explanation thanks a ton

@Brian McmenaminI’m sorry it wasn’t detailed but there’s No sense going into a long winded explanation when It’s a negative cash flowing property that will go into the hole

Read Tax Free Wealth by Tom Wheelright for a great explanation of why you should meet with your tax advisor first to determine the best structure for tax strategy and then have that person work with your attorney to ensure the structure is set up correctly.