Residential buyers have been paying retail prices despite rising interest rates. 

A D&B rating?

as helocs go for around 10% and the new rate could be 7% on the cashout refi.

They only listed 2 guests to get the cheaper rate.

What would lead you to believe that a 50% premium could be charged over normal long term rental rates, just for a furnished property?

$3,200 is probably a decent rate unless it’s new construction.

If you refinance now, you may be limited to a rate and term or delayed purchase (depending on the lender) or pay higher points/fees/higher rate using a DSCR loan without a cash out seasoning requirement.

Best,Sebastian While i typically say when lending ROI should not be used and IRR is, ROI if its 12 month loans can work as well since most people do not reinvest immediately the monthly interest payments and IRR is based on the reinvestment rate.

The reason is that for most programs anyway the 60% loan to value will give you the best rate and best cost available and of course you should still be able to have a healthy cash flow at that loan loan to value.

10% is a great rate.