One really bad deal, delays, prolonged holding on the market while you pay taxes, Ins., and mortgage can really hurt.

Propping up home values with techniques like loan modifications will prolong our pain worse than you can imagine.

And you are locked in with the extra annual payment even in times when your cash flow is suffering, such as during a prolonged vacancy or eviction.If you want to get faster pay down, just make an annual contribution to additional principal equal to one month's payment.

In that event, the investor can weather systematic calamaties, such as an across the board drop in market rents of 25% caused by a deep and prolonged economic downturn.

I have incredible leverage now.Over time, let's say the house value has doubled to 400K after a prolonged upcycle in the market and my mortgage is down to 125K.

Did you find that easy to do or is it more the result of prolonged efforts and successes?

Charging folks on their credit card for a small premium to cover the fees would have extended the tenure of some of my tenants, but we would have lost them eventually anyway due to prolonged unemployment.

Hi Sophie, another thing you need to consider is that you should budget for some sort of reserves so if there is an unexpected expense or prolonged vacancy that you are still able to make your payments.

New ideas emerge during a prolonged campaign.

From my perception - which I will admit is only that, and I am happy to be wrong - the bailout only prolongs the collapse.