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Our Newport condo has consistently been rated highly, and we have been using the same cleaning crew since XXXX because they have consistently done a great job.

You have plenty of time, don't rush this, enjoy yourself!

Pro Tip: Ask an insurance agent what your rate will be before you make that offer.

Vacancy rate, insurances taxes, interest rate, repairs and maintenance.

I recommend getting a few quotes and choosing one that is right for your financing strategy. if you are trying to get fix and flip money there is a wide disparity in rates and charges.

If they’re open to living elsewhere, keeping the property as a short-term rental seems like the more profitable long-term play.If you’re enjoying the self-management and the demand remains strong, I’d lean toward keeping this property as an STR and exploring ways to add another.

As a parent, and landlord, and previous renter I will always choose to live or rent in the area with the higher rated schools - maybe they aren’t Blue Ribbon Schools, but a C+ rated Elementary School > F Elementary School.

In a climate like this with high rates, probably better to use a Heloc so you keep the lower rate of your 1st lien.

And hopefully I get older, richer, enjoy life a little more without thinking about how much money we could be getting if the place was rented instead of us staying.