My policy is to screen someone high up in the company, like a CEO, President, etc.

, but they’re planning to enforce regulations more strictly in 2026.

I had a lot of luck with ASI ASI and Safeco early in my journey, and then I stumbled upon a different class of insurance companies that are more geared towards investment properties.My policies are currently underwritten by SES and they have been great to work with and very geared towards the investor.My insurance agent is a sage source of counsel on the subject and I bet he'd be a good resource for you if needed!

Be also mentally and emotionally prepared for the folks that think just because this is not your primary home, it's somehow less of a catastrophic event for you because others did lose their primary homes.That's why it's vital for you to form support networks with people who are in your same boat - ideally in the same community.This truly pains me to share - but most of the disasters I'm seeing across Western NC are going to be considered flood events and if you do not have a separate flood policy you will likely get no coverage.

-------------------------------------------I am involved in a construction project which requires a Builder’s Risk policy/coverage…something off the beaten track for most people.

Real estate companies must now ensure they have clear policies in place and that consent is appropriately managed.Property Management and CRM Systems:Property management companies, in particular, are heavily impacted.

We have a policy we meet all our borrowers on site to shake their hand and walk the property before issuing a term sheet.

I’ve seen cases where landlords assumed they were covered, only to find out they needed a specific landlord policy.

Everything documented all the time for clarity and transparency.Same.....Has been a HoltonWise company policy for over 10 years. 

Policy.