I am local here in Oklhoma

I find new lending opportunities by networking at local RE Meetups, Training Classes and real estate functions.   

Call some local HVAC/Mechanical companies and ask what the average cost would be for this upgrade! 

I'm also from Brazil and I'm local to Stamford.

Would love to be a resource for you here locally in Jacksonville!

Researched the area , contacted local team through biggerpockets How did you finance this deal?

If you ever have questions or are looking to bounce ideas off another local investor let me know. 

It is also worth noting that property management is often closer to 30% of gross rent for a short-term rental due to the much more intensive hands-on management compared to a typical 10% for long-term and as such, I agree with recommendations above that medium term rentals may provide the best of both worlds if you are able to tailor proximity to a local need, e.g. hospitals and travel nurses.Again, happy to relay my personal experiences in the area if you're interested.Best of luck,Patrick

Wrapping 3 properties into one blanket loan shouldn't be a problem, save these are sitting on any sizeable acreage.You might get lucky and find a unicorn local bank or credit union that would consider that kind of leverage, but I would say overall, those terms are very unrealistic.Cheers!

If you ever have any specific questions about getting started or need to bounce some ideas off of a local investor let me know.