Should I call the listing agents or the premier agents to talk about it?

the great thing about being a REI is you don't need to be an English major.,!?

These people might have limited computer and/or english and/or reading abilities.

:Yup and if I am a troll, is working, because people are helping me debate, and now are up to 8 pages.No they are helping you continue to abuse the english language and prove yourself to have an education that cannot be past the 8th grade.Last post on the thread and in before the lock.

This is really the premier place to start learning about RE and what it can do for you!

(After an abortive callback from him bad delayed connection and clearly not understanding simple English questions)J.

I don't do linkdin personally but I can imagine that's a hot bed as well.maybe one of the current HML can write a blog on the reality of HML by area of the country.rates DO vary by area of country... for instance it is possible to get a 8 to 9 % interest rate in CA for a HML But your not going to get that in most of the other areas of the country.. there is just a huge amount of deals chasing CA properties etc etc.the other thing for folks to think about is RATE is many times determined by experience and long term relationships with your lenders.. folks doing their first few deals or first one are not going to get the premier rates.One should simply pop on lendinghome's web page they have a nice metric all spelled out on how they teir their rates. you can get 8 or 7% from them.. with big down and PROOF that you have done a few Hundred deals.. etc etc. but when you look at low down and limited deals you will be at 12% or higher..

The Chinese, English and Asian Buyers who are driving the price of luxury apartments sky high in the major cities around the world, are not immune to the Real Estate Cycle.

@Evan Brookman, I have copied and saved banks that others have posted here on BP:Ridge Lending All in OneAmericafirst 80% LTV on noo 65% LTV 15 year 5.74%, UtahArvest Bank AR, OK, AL, MOBank of the westBB&T will loan on a rental portfolioBBVA CompassCalifornia: Cal Coast Credit Union and Fremont Bank.Citizens first position HelocCMG a financial 70% LTV East West Bank, up to 60% LTV with "no docs”FigureFirst Florida Credit Union https://firstflorida.cumortgagecenter.comGreat Lakes Credit UnionHSBC 70%, for premier clients onlyHuntington 75% LTV Hurst Lending and Insurance Investment property HELOC in Texas.

we had a version of that out west.. but it was not offered to anyone off the street you had to be a premier client in the private banking system..