I often wonder why folks fall for the hey pay me 10k up front to join my club I will fund your deals when in fact they just refer to a HML to fund them and we will split profit 50 /50.. my profit splits are no where near that  80/20  70/30  bigger side going to the capital partner I want them to grow and continue I dont want them wishing they never should have spent 10k or more on some program..

If the answers are "yes" and "no" to those questions, respectively I'd highly suggest you look into Detroit's down payment assistance program.

The primary in most cases will need to be an upgrade from your current residence, depending on the loan program.

Being as transparent as I can with this, there is a huge benefit to the Homelight Program and we have used it before to help people looking to get into a new home. 

Oh and they still do offer the more full service program at a higher percentage.

I’ve signed up for several “mentorship” programs all right around the $10K price.

What are some good options for mentoring programs.?

the land bank they are talking about is city owned property they took back for non payment of tax's or liens etc.. its NOT Bank/lending institution you buy the land from the city land bank they may have special programs for locals that are looking for owner occ situations.. either way if you pay cash which is how most of that is sold if not all of it.. then your credit does not matter.

This question is asked a lot and there's a ton of value by just reading those previous conversations.In short, there are pros and cons to the program.

I was wondering what special loan programs are offered to first time home buyers?