@Jeff Wagner   ok thanks for the clarity so that would be 1.1% but would obv. depend on their assesses value. 

With regard to financing, I spoke with my loan officer and told her that I am trying to get a clear answer of this junior lien (if you will), and they won’t go forward ( I don’t blame them) without clarity.

If you want the reward of 3/1 ARM refinance to save your 600 cash flow per month and you're okay with the maximum reset at the end of 3 years and you've planned your plan A, B, C exit strategies then you'll have clarity for 99% of possibilities that come up.It may be good to sell your primary if your current primary is not providing you much interest over your standard deduction.

Here is more clarity on my situation if you have more advice on the path I should take:Expert advice needed!!

The platform provides clarity on receivables and broker production and to help streamline their back office commission processes.

It gave me relief and clarity to think about what to do with my money next, and not to worry about mortgage. 

I know it is not your quote and it was intended to make a different point...just wanted to provide clarity that CoC has it's place along with many other metrics in the varied real estate investing world.

Clarity from the start is always best.We consider Fire Pits as risky, especially if placed too close to building structures or trees.

Hope this gives a little clarity.

Absolutely.Here’s how I managed my time:7:00 am – Meet with subcontractor at property on my way into work9:00 am – ignore call from sub because I’m in a work meeting.10:30 – while others are taking a smoke break, I call the subcontractor and answer questions12:00 – Lunch break – call the next trade subcontractor, arrange an on site meeting after work hours.5:00 – Meet a subcontractor at the property, ensure clarity on scope, discuss any questions.Friday afternoon – write checks to subcontractors.Saturday – Spend 1-1.5 hours at property reviewing work from the week, making a punch list.