It would be ridiculous in my opinion to demand one on a property that I didn't bring to the buyer.That being said, I am doing my own form of off market farming, but more of a targeted-area traditional MLS listing AND/OR potential off-market deal, depending on condition as I am completely mentally exhausted and done with my service business that currently pays my bills (and wastes my time :) ) and have a burning desire to replace its income with RE commission ASAP so I can roll up my sleeves and start building a RE empire full time. 

Traditionally banks loan on appraised or purchase, whichever is lower...you may be describing a hard money lender...that's a different ballgame altogether...It's impossible (in 99.999%) of all real estate acquisitions to use financing and acquire a property with no money out of pocket...best you could do is HML if you're flipping this...you may scrape by with points and fees...If you're using HML you will have to sell the property or settle the debt with a re-finance...re-fi's are typically 70% LTV...and completely dependent upon your personal financial situation, DTI...easy to get burned if you don't have capacity or the value is not there...and this is an expensive asset.A conventional lender can't lend if seller financing is involved...lending constraints...

Hi @Adam Burns , Thank you for your response, absolutely, I would be interested in connecting with you to discuss this area, as well as, learn about you and your successes! 

My partner and I are looking to flip it and want to replace the siding which has some wear and tear.Does anyone have good referrals to handle safe removal, disposal without burning the bank.ThanksSunny

LED bulbs sound great, but my recent experience I have been having issues with them burn out in a year (nowhere near the 22 years the package says).

I think they just want the walking money - it seems maybe they have been burned by a seller financed deal in the past and have decided not to do it again.  

If you get burned and lose it, you learned.

It will be right in the paperwork you sign and doing it anyway may mean your not covered if the place burns down !

Maybe not for you, but burn one or two beginning investors and word will get around about your deals and valuations.I would strongly suggest doing manual ARV's first, and then maybe checking your numbers with the automated model, and go with whichever number is lower.This may just be my own opinion, but I would NEVER trust the ARV of a wholesaler who told me the valuation was automated.

Yes, but just as many crash and burn.