Hi @Joelle Chilazi,Great to meet you.

If a bank does this, they have no flexibility in their lending and must meet Fannie Mae's and Freddie Mac's requirements in each loan.

If that isn't satisfactory speaking at a city counsel meeting about the subject would also seem appropriate. 

I am completely new to the investing side and would love to find something to meet new people/learn as well as learn more about the city. 

If yu claim one it doesn't void the option to claim the other one.Provided you meet the IRS requirements for both, as a tax strategy, you could complete exclude a portion of capital gains under Section 121 and then defer the remaining capital gains under Section 1031 (@Dave Foster is a great resource for 1031 exchange). ..

Also, many PadSplit properties have bedrooms that are created via flex walls that wouldn't meet the definition of a bedroom in an appraisal, so many PadSplit owners may think their property is worth a certain a mount based on a bed count that's not valid. 

Picture this: 3 pools and hot tubs, a dynamic game room, a versatile venue, pickle-ball courts, outdoor theater, mini-golf, and more.

Look forward to meeting you all.

A novice real estate investor. Although I don't have much experience in this field yet, I am passionate about real estate and hope to continuously learn and grow in this industry.

I'd start with attending local investor meet ups.