Don't forget gas expense and lawn/snow removal costs.  

Guess who is responsible for snow removal for a single family home in my area?

I want to live in one unit and rent two other.Asking - 249000All three units are rented.Monthly - 2200 ( for Two units, since I am going to live in the third unit)Taxes: $7,663> Insurance: $3,495> Oil: $2,600> Management fee at 6.5%: $2340> Sewer and Garbage: $1100> Lawn and Snow: $900> Water: $840> Cleaning: $400> Electric: $240> Rent License: $115> Vacancy: 2640> Total: $ 22333.00> Net Income is therefore 26400 - $22333 = $4067Am i missing anything?

Snow on the other hand doesn't bother me.

The problem I have is I grew up in a tropical country, even after 10 years in California & Vegas, I have not lived through any winter/snow.

Heres the deal...4 plex, rents or 1740/mExpenses are 40 for electric, 35 for trash, mowing/snow- 150 for a total of 225PITI - 850Vacancy/PM/Capex/Maintenance-556total expense =1631this seems to be one of the better deals that I've seen.Thanks in advance.

Only garbage, yard, and snow plowing are included - tenants pay for everything else. 

No lawn maintenance to worry about in NYC, but make sure you get snow shoveled immediately or the city will fine you. 

Is there a cost for snow plowing ( maybe under landscaping maintenance)   .  

(CapEx, reserves, maintenance, snow removal, trash, vacancy...)