So this app is apparently only available for iOS?

It makes it really easy to compare apples to apples.  

With the exception of a few bad apples the vast majority pay on time.

It helps me compare apples to apples given my personal operating assumptions.  

I run an Iphone 4S with the latest iOS version, and am setup for BP texts when I get a PM.

If you have them all scoped out apples to apples and plan on a signed contract, then go with your gut.

Probably not .. its apples to Oranges .. so when you talk about all your deals in Tacoma that's great for you. but you are not a starter investor just like I am not.. so what works for us is totally not realistic for beginners.. 

I grew up in NY and worked in the Big Apple for the past 7 years.

Those are the two major players when trying to make an apples to apples comparison of debt vs no debt.A better question for what you are looking for would be: will an all cash purchase or a leveraged purchase yield a larger return?

I track the SV 150, which is the top 150 publicly traded companies based in Silicon Valley (Apple comprises almost 50% all total revenues!).