In my local MLS (Mid Carolina Region MLS), wholesaling has left a bad taste in buyer/sellers minds, so the MLS is creating rules to basically prevent wholesaling. 

The great lakes region is considered a climate heaven. 

Local Credit unions and small regional banks.  

I'm interested in that region but know nothing of Penn Capital.

If we can agree that 'knowledge' is an asset (an intangible asset) then there may be some common ground in the view that those with unique knowledge that is in low supply but high demand get paid more for their knowledge than those with common knowledge that can be obtained anywhere or from anyone for free. 

Here is an excellent article on housing market expectations on appreciation from one of the world's top investment banking firms Goldman Sachs: What are some of the big differences you’re seeing among US regions?"

However, I still learned a lot since short term rentals have unique insurance needs that aren't always met with traditional policies.

However, I just checked a national underwriter's manual, and it appears CD's are insurable, but there are criteria unique to them. 

Hi Everyone,I'm Nate Silver, the owner of a luxury vacation rental management company that specializes in high-end properties in the Poconos region.

For your client's cash-out refinance on an adult family home in Washington State, it would be helpful to reach out to lenders who specialize in DSCR loans, especially those experienced with unique property types like adult family homes.Contact Local Lenders: Start with local banks and credit unions in Washington that offer DSCR loans, as they may have specific programs tailored for adult family homes.