Hemlane is a little more streamlined and can take more of the burden off of you, whereas, cozy is free and great at rent collection.Agreed......Lets have the best year ever!!

This was also offered to us at 10% down owner financing, thus no up front loan fees and a very streamlined closing.

This was also offered to us at 10% down owner financing, thus no up front loan fees and a very streamlined closing.

Learning macro-economics led me into real estate and crypto, as they are both potential life rafts in this sinking financial system.

This money would be enough for a 10-15% down payment for most places but I don`t want to spend it all immediately as I am very active with this money in the crypto markets. 

Did you know that crypto is having a major impact on the real estate industry?

I think the lesson I learned was to not follow the crowd and that there are safer investments to keep long-term savings in besides crypto.

I am currently listening to audio books on crypto, stocks, investing, and personal finance (in general). 

Stocks are higher than ever, crypto is higher than ever, Multifamily real estate is looking at sub 5-6 caps, you have Wall St. entering the LTR SFH asset class at record rates driving yields down, and you definitely don't want to be holding dollars with inflation where it is.

You might qualify for a credit qualifying FHA streamline that could remove her from the loan.