My hypothesis is that Airbnb is significantly winning share and moving up the value chain in this geography... and it is this realization (possibly globally) that is leading to this verbo rebranding effort.

This is a very fascinating read with fact based data.While reading, I kept wondering, what has the greater impact on the Bay Area housing market - global growth of our existing tech giants or the fleeing of them and their workforce to other states.

Hi Looking for exciting investment opportunities for a passive stream of income .For background I work for a global investment bank designing and managing market linked products.I have made two rental property investments close to NYC Metro area but the rental yield isn't that attractive as in other up and coming parts in the country. 

@Harold Albertson we utilize Realpage, which is a global leader in this space you are in. 

So if there is ever a major global crisis and rates are already super low or negative when the economy was decent then governments have already played their cards in the good times.

They say "best economy ever" while saying any downturn domestically or globally will give them reason for a rate cut.

We can walk and chew gum at the same time. 

The bank looks at your global cash flow in order to give you more loans meaning that their willingness to give you more loans depends on your ability to pay down the mortgages with the cash flow that you have.

Once again though global and US economics heavily influence this area, since a lot of people who live are commuting vast distances (40-60) miles for work.

The rest of the world is on a kamakazie mission with rates global debt investors have no where to hide with 30 percent of sovereign debt markets with negative yields.