Context matters: for some apartment buildings that compete head to head with a very similar property just down the street, this may be a good strategy.We rent premium single family homes and I have never offered an incentive.

Feel free to DM me for the information.

My idea is to get an apartment and make sure it’s okay with the owner to rent it out as an Airbnb.

If your interest payment is $8,125Your stocks have to make a dividiend of about $11,000 of which you would prolly pay 15% to 25% in federal / state taxes / NIIT.Assuming you will make a 10%-11% return is not guaranteed.You will also feel good about having a paid off property(relief).Furthermore, your credit score may go up with a paid off property.Best of luck!

As far as investing in the short term I feel investing close to home (50 mile radius) is the best option because you have a superior advantage by knowing your market.

I’d definitely feel more comfortable lowering my expectations by half or a third and gradually scaling up by adding one small multifamily at a time.

5% human error rate is only possible for unmarried pros  ;)Feel like this is the store I am walking into reading this post 

There's no way you should be able to feel the metal bars of the frame through the cushions when seated, no matter what. 

Feel free to shoot me a DM if you want to talk about the market in more detail. 

Feel free to connect w/ me if your interested.