Plus, lenders are tightening their lending criteria now, not loosening, so it may only get harder to buy a rental SFH with a conventional mortgage. 

I would imagine this will put a major strain on the insurance companies, which they always recover through higher rates.

The STR landscape changes frequently with many cities tightening restrictions but there are opportunities depending on what your looking for.La Quinta for example, has a 90 day moratorium on any new STR permits as they look into their STR and balancing recent neighborhood complaints due to the increase in demand for STR due to the pandemic.

Banks start tightening their belt, and bankers are faced with two options: keeping their job, or trying to push a risky deal through.

I basically told him the exact same thing that Alex told you above... darn near word for word LOL.this is a very experienced foreclosure buyer and we both bought in Atlanta in 2012 and killed it with B class SFRs  so he was thinking as they market tightened he would do some multihe gets this 60 unit in constract from 5k a door....

My theory is multi-family properties in PDX will start to decline in demand & appreciation as the laws tighten.

Have you removed the shower head and checked for leaks, a cracked shower elbow and made sure that the threads in the neck where it threads into pipe connection in the wall was property wrapped with Teflon taped and tightened?

If a couple of things break, you have to have an electrician look at something, a plumber look at something, or you have an unexpected repair, or a few months of not having a tenant, you'll be strained financially.

Tighten things up operationally.

Some banks are already tightening up on their lending so having cash/liquidity will become even more important.