I have tax clients who are CPAs, I amend many returns prepared by CPAs, Many CPA's don't do anything related to tax. 

My husband used to work for a company that partnered with real estate agents and suggested that we do the same.

Also, what techniques do you all recommend to estimate a full house repair? 

You only take what you need when you need it.Heloan usually means 2nd place like a cash out refinance but they do not pay off the first mortgage they give you an amount in cash like the $10K above. 

It’s fascinating how land can offer such diverse strategies—from flipping parcels quickly to holding for years and letting appreciation do the work.How do you assess a piece of land’s long-term potential?

, and how do you figure there's less risk?

There l also learned to do commercial job take offs and estimating. 

@Drew Murtaugh it is going to be very hard for you to do this type of deal on your first go around.

From what I hear it is low, but still there.Keep in mind your loan will likely get sold, so you need to do more due diligence other than what a loan officer is telling you.

Follow his advice to the letter, and do it this week to go along with your price decrease.