However, this wouldn’t typically happen directly because of the appraisal issues themselves, unless factors like low market rents or a lower-than-expected appraised value shifted your loan into a different pricing tier.

They're good to have open access to capital/cash/equity to a property ahead of time so you can execute a deal or purchase when the time comes on a split second decision (versus having to apply to a loan at that time which might take 20-45 days to get approved/closed/etc plus by that time you dont know what your future income/credit/assets will be like in order to qualify anyway).The second use is sleep at night factor and having a reserve of capital in the event an emergency event occurs in life.For these two reasons is why I use lines of credit.

Values in Commercial are a RESULT of the factors that formulate it's financial performance. 

That's a factor to consider if you have children and want them to be in a good school district.  

Again several factors at play but just providing information based on your criteria.

When you say the agent is not "running the comps correctly," what specific factors might they be overlooking that I should pay attention to?

Pay attention to whether the room is a primary suite (your own bathroom) or shared bathroom, how many roommates, etc. as those would factor in to how much someone would be willing to pay.

Good morning all,I was talking to a friend today who lives in Dubai.

Quote from @Jeffrey Alan Slachetka: Good morning, everyone,I have an opportunity that seems ripe for a creative deal structure.

Construction loan through a hard money lender - where your purchase price and rehab budget are factored into the loan, this will give you the highest cash on cash return2.