If there is one I have to say, the market is still running hot!

Since it is remote, I can alter if there's a good reason to do so - over the winter I had to unlock the bottom end because the guests were too hot at 72 degrees (they were running the heat) and the thermostat doesn't have different set points for heat and AC.

The weather is very hot and water is expensive down here in Texas.

The water heater is turned off (no light on the dial - used to be green) and there's no hot water in the unit.

Hello BiggerPockets community,
My wife and I have a combined W-2 income of approximately $550K, supplemented by $100K in stock grants annually. The income distribution is roughly 60/40 between us. We’re long-term ren...

So, $60,480 in household income per year.

But then I run into due-on-sale clause issues (I understand the hot topic that is, not for this post).  

Also, be up-front with your realtor because they will drop you like a hot potato once they learn you can't close deals.

I feel in this market it is difficult to get outsized returns (S&P seems very hot and might be hard to sustain 7%+ returns in long term.. but even if so, I’m risk adverse so would probably keep it my HYSA)I did run the numbers if I were to prepay $60,000 now and it appears the IRRs are lower (because of the higher cost basis).

Like imo if your household income with that guy is like $5400, you have no business being there (literally my other was shot at multiple times).