My insurance agent advised that all tenants, over the age of 18, should have their own policy.

Based on the statutes, the legislative history, and the case law, the following 7 essential elements will help guide you when working with your lawyer and administrator. 1.Third Party Administrator (TPA) – I use Trust-CFO as my firms third party administrator for my CA clients with PRPs. 2.Qualified diagnosis by the TPA to determine if you even qualify3.Asset exemption analysis by the TPA to determine which of your assets are eligible for exemption4.Funding analysis based on income, age, and retirement needs5.Plan documentation and funding of plan – this is a critical step often overlooked or not done correctly.

so - what are the ages of those items, how much will they cost to replace, and how long will they last? 

I decided to ask Rentometer themselves regarding sources, age of data, whether it they are "for rent" prices or "rented" prices (not that they would differ much). 

Meaning, age of guest/minimum stay/advance booking days......?

That’s an important distinction to make, as subject to financing is a niche strategy — there are a time and a place to use it.

I’d look into the condo docs once you get them but the age & size of this condo complex make me think those issues are unlikely in this case. 

Depends on asset class and age of property.

@Marty BoardmanThat statistic is so misleading because you were not allowed to foreclose the prior year in many locations.That would be like lowering the drinking age to 18 and saying teenage drinking is up 80%.Foreclosures are at all time lows and will continue to trend up.

There was a time in my 20's that I enjoyed being near all of the lights, sirens, and and amenities that a major metro provides but as you age you start to understand that it's really over rated.I grew up in small town Kansas and have lived in some big cities after I graduated college.