If the market shifts or similar properties are selling for less, bring this up as it might make your offer more appealing.However, if after several attempts there's still no movement and you feel the deal isn’t going anywhere beneficial, it might be wise to focus your attention on other opportunities.

I am attempting to refi under a DSCR loan proposed interest is 8.375%.

Your a troll because you intentionally selectively quoted me in an attempt to provide the narrative you wanted and because in spite of being told numerous times that leverage is a big reason RE can produce great returns you choose to repeatedly use your in leveraged example.

The residential brokerage industry is in transition right now; after numerous attempts the last 15 years by well financed - venture capital backed companies that attempted to "disrupt' the industry (ibuyers, Zillow, buyer's only agents, public access to MLS, flat fee MLS, discount brokers), we are still at basically the same place we were in 1975, i.e., 6% commission paid by seller.So, the next step is compliance with the settlement agreed; no offer on MLS of seller agent sharing points with buyer's agent.  

Hardwood always adds character to a home . 

We know the housing, cost of living, dependence on tourism complexity and it will be interesting to see how this new attempt to repeal the TVR’s is going to shake out.

with my commercial banks fico was not the driving factor it was experience collateral protection IE equity and Character with gov mit backed loans they could give a rip about character  its all about fico and DTI. 

I would typically consider normal wear and tear, unless there were repeated attempts to mount the TV unsuccessfully, such as missing the studs multiple times, which I have observed on numerous occasions.

He states that he attempted to sell the property for months in a market that has "historically low" inventory, and even still, was unable to get anywhere near the sale price.

As for my character, well that's a simple one: I'm an Iron-Fist in a Velvet Glove.