They can be daunting, it doesn’t make sense for most people to tackle these, especially if they have a full-time career for are enjoying retirement.One example is debt.

@Nishan Mann defintely tackle your first step into real estate with a VA loan on a 1-4 unit house hack.

My guess would be there is a lot of shady contact capture and reselling it in this world and I really don't need anymore spam calls than I already get haha.

I am not sure how does adding up additional suites to the single-family home works- Do I need to get permissions from the municipal corporation, is there any particular zoning the house should be in to tackle that, What kind of approximate costs are involved in building that since I am not sure if banks would give money for the renovation as well.

As a full time home inspector, I am too busy to tackle a big project.

It's much easier to be a fly on the wall in the beginning than ask super open-ended questions because you will get spammed as well.

Your phone number gets blocked as "SPAM" nowadays.

and here's another: https://getvoip.com/blog/2021/...There are ways to text legally, but you have to scrub your list against the national Do Not Call List, have customer's express written consent to receive texts from you, not use autodialers, etc.I don't know about you, but I HATE unsolicited spam calls and texts. 

Your second problem is that you are not prepared to tackle this problem.  

I would be very wary of the lenders who send you spam mail.