are they pretty strict?  

The cost of title insurance is dependent on (1) the state the property is located in (2) the amount being insured (3) whether insurance was recently purchased from the same insurer, (4) the exclusions in the policy.  

Any suggestions for what coverages need to go into the property insurance policy? 

Local Regulations: How do local landlord-tenant laws, rent control policies, or other regulations affect investment profitability?

Often, states will provide child support calculators, which are a great starting tool for those strictly looking for an estimation; these calculators tend not to get into the nitty-gritty of finances, however, as they don’t factor in your specific circumstances.

What they do is offer a policy to the underwriter of the title insurance company.Is this the best route, or should I hire an attorney to get a quiet title? 

This situation is risky, but you can mitigate it by requiring a higher deposit or paying them several months in advance.My policy is that they must show at least three months of employment.

This might offset the rate difference, especially when conventional financing isn't as easily accessible due to strict income or employment documentation requirements.2.

Fully insuring you properties and adding a umbrella liability policy will probably cover you 99% of the time8.

I'm kind of picky about what I allow though and I have strict pet rules in hopes of turning careless owners away.