It is entirely different than a residential house. 

Too tenant (yes tenant) friendly and I wouldn't want to lose my house.

Looking forward to reviewing these options.Here's the PA law: https://clsphila.org/housing/security-deposits-in-pa/Any bank account will work.

REALITY CHECK: THIS BUSINESS IS HARD.Wholesaling and buying houses off-market is a sales game—and sales is brutal.

Beginning my house hacking journey and looking to connect with as many other investors in our area as possible. 

A couple that come to mind in addition to the ones @Drew Sygit mentioned:Dirty House Buyers (Ann Arbor/Ypsi area - look for their FB group - 1st Tuesday of the month)Ann Arbor (AAREIC) has a meeting every other Thursday morning at Union RecThanks,Marcia

I literally think of loan sharks or getting your house or assets taken away from you when I hear it LOL.What does points mean?

I am looking at different loan options but to break even (not having to put any money of my own in the house after the initial down payment) the current down payment required is that much. 

My preferred options are:1. house-hack with a duplex under ARV; live in one unit => renovate => rent the other unit2. buy a SFH under ARV that could be converted into a duplex (preferably adjacent units vs top/bottom) - I'm assuming the biggest challenge with this strategy would be separating the infrastructure for utilities; and costly.

@Michael Davisstart with a house hack