Breaking it down by room can make the process a lot easier.There are also some great pre-made checklists in Airbnb host groups and forums if you need a starting point.

More of a general trend, when we started we asked the same question. how low can I get it?

Hey George, congratulations on starting your real estate journey! 

I would start at paperstac and Brett Burky and Co. 

If you just hire the cheapest or first PMC you speak with and it turns into a bad experience, please don’t assume ALL PMC’s are bad and start trashing PMC’s in general.

Starting a business is hard and most of them fail, so it's not you.

I think that areas on the outskirts of desirable cities where many people are moving (ie: Charleston) have great long term potential, as eventually people start to rent right outside the downtown area when prices rise. 

It's time to start the process as everyone else mentioned above.

Back to the DTI, if you want a quick down and dirty way to do it, start with the bottom line 24 on the 2024 return, then add back in Depreciation (line 18), and possibly interest expense (lines 12 and 13) IF it's also counted against your debt in the liabilities section of the application.

I'm not sure of what exactly, but something led me to start connecting with others here and do my best to actually stay active.