It has a free version and in the event you'd like to upgrade once you obtain more properties, the monthly cost is extremely reasonable. 

It’s not as common, though cause it takes a lot more work

Now those are forbidden here and code calls for 16D common or those structural hex screws you mention.

Of course, always check recent reviews.. they tell you more than a flashy website.Size Matters: I’d avoid both extremes... massive firms managing thousands of units and one-person operations juggling too much.

Quote from @Steven Stanimirovic: Hi Rich,The prepayment penalties you’ve encountered are quite standard with DSCR loans, as lenders often structure these penalties (commonly called "step-down prepayment penalties") to offset the risk of early loan payoff.

It’s clear you’ve put thought into your investment, and the challenges you’re facing are common for many first-time investors.

Sure you could do a money market or put it in an ETF or something, but this is one of the options where the balance "can't" go down or is extremely low risk while making a decent yield.

This is common throughout Southern ME, not just Biddo/Saco.

It is a path not without risk, but it is a common path in this market.Wishing everyone a successful 2025.

I work with tons of investors, both local and out of state and 1 very common problem I see that is holding new investors back from getting a deal is 1 simple thing... getting stuck on the list price.