Once you have a shortlist, sign up for an account with each one and test them extensively to see how they function.

For instance, at one home I saw a crack in the walkway by the steps leading to the front door.

I closed on a flip last month at 8.54% interest, 1.25pts, 95% of purchase and 100% of rehab, and 9 months for the loan term with extensions being 1pt for every 3 months. 

which seems rather 'overpriced,' for an REI venture with a handful of people or less (in most instances) using the data lines and server space, etc. 

For instance if someone has a really low credit score but their previous landlord said they were an ideal tenant and they passed income requirements I may take them.  

You want to make sure you can handle the fix and flips you have going on and as part of the agreements I recommend having an extension in the loan agreement.

No lender has come back after this - so far.We have only had 1 instance where the mortgage was paid off and this was due to a very low balance being owed when dealing with a DOS clause issue.We have not had to have an end buyer sell a property; however, this is listed as one of the possible outcomes if there are issues. 

I have every empathy for folks who are hurting especially from instances that are from outside of their control, but filing bankruptcy to get out of debt that she chose to sign up for and promise to pay for the sole purpose of getting ahead faster (her story, not mine) seems less than ethical and Bigger Pockets promoting it is questionable.

For instance, if you finance a $180,000 property + monthly expenses and rent it out for $1,800 per month, your ROI in the second year might be around 2% --- And I say second yr because your first year you'd have added onetime costs on that financing.

Anyway, I wanted to introduce myself and say hi in the first instance.